Estate Planning

Estate Planning allows an individuals to control their property while they are alive and able, to take care of themselves and their loved ones if they should become disabled, and give what they have to whom they want, the way they want, and when they want, while saving every tax dollar, professional fee and court cost possible.

However, estate planning is much more than that:

• Provide instructions for your care if you should become disabled before you die.

• Name a guardian for your minor children.

• Provide for family members with any special needs without disrupting government benefits.

• Include life insurance to provide for your family at your death, disability income insurance to replace your income if you cannot work due to illness or injury, and long-term care insurance to help pay for your care in case of an extended illness or injury.

• Minimize taxes, court costs, and unnecessary legal fees.

• Be an ongoing process, not a one-time event. Your plan should be reviewed and updated as your family and financial situations (and laws) change over your lifetime.

• Provide for the transfer of your business at your retirement, disability, or death.

• Include instructions for passing your values (religion, education, hard work, etc.) in addition to your valuables.